"You go to work, you spend $15 on a sandwich - what are you, an idiot?" O'Leary emphasizes that seemingly small daily expenses can collectively deplete savings and delay retirement.
O'Leary warns that common indulgences like coffee and lunch contribute to what he calls 'Ghost Money,' urging people to reconsider their spending habits to secure their future.
According to O'Leary, a consistent daily expenditure can lead to a loss of $276,000 over 20 years due to missed investment opportunities, highlighting long-term financial consequences.
He encourages people to track their spending and invest the saved money, stating that seeing their account grow helps motivate them to eliminate wasteful expenses.
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