"Whole-life insurance is a rip-off. It's about 5x the cost of basic term life. You can save money and invest the difference instead."
"Home warranties are a complete scam. They just fix with old parts and take forever. When our A/C broke, we waited weeks for repair."
"Don't buy a house unless you know you really want to live there. It's a huge anchor to a single location and limits your freedom."
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