The couple has more than $5 million in investment accounts, indicating they are in a strong position to consider early retirement, but must weigh future expenses.
With a potential post-tax income of $200,000 from their investments using the 4% rule, they can cover their current expenses, but inflation may increase costs.
The husband is ready to retire now, but the wife believes working a few more years could provide additional financial security for their children's education.
Considering the couple's differing views, it's crucial for them to evaluate their financial situation comprehensively and discuss plans before making any final decisions.
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