"Hard-earned funds are getting more and more squeezed, and that must be a cause for concern. People who have done the right thing-saved consistently and planned carefully-are finding that their money simply doesn't stretch as far as they expected."
"Planning ahead is crucial,"
The December 18, 2025 interest rate cut eases mortgage pressures for many households but reduces returns for savers. Lower savings rates compound the challenge for people approaching or in retirement, as inflation has already eroded previous gains. Simultaneous uncertainty around pension taxation, access rules, and intergenerational transfers increases long-term planning risk. The shifting landscape makes one-off, passive arrangements less reliable. Proactive, practical choices now can reduce future uncertainty and financial strain. Planning for end-of-life costs in advance can protect families from future price rises and remove significant financial and emotional burdens.
Read at London Business News | Londonlovesbusiness.com
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