I'm 55 with $2.5 million in Apple stock that I bought 30 years ago and now it's all capital gains - can I use these funds for the first 5 years of my retirement?
Briefly

By avoiding selling all the stock at once, he could spread out his tax burden and stay under IRMAA thresholds. This method of staggered selling can be key for retirees trying to manage their taxable income effectively.
There are several strategies that can help lower tax bills on capital gains during retirement, allowing individuals to draw income without significantly increasing their MAGI and tax liabilities.
Read at 24/7 Wall St.
[
|
]