My mom was the first on either side of my family to go to college. She went back in her 40s, getting her master's degree at a college an hour away from our home while raising three children. Education was important to her, so she worked hard and got her degree. She set a family value: Education was important.
I never really knew how much it cost them. They would tell me how expensive it was, and I would nod. But I never really understood the true cost. They were paying a fifth of their yearly income to give me this gift, this opportunity.
I want my kids to understand the true cost of college, so I devised a unique plan. My son pays his tuition first with his saved money, and I pay him back if he gets good grades.
My kids must save and then pay for their classes each semester. If they get an A or B in all their classes, we pay them back upon receipt of their report card.
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