"Just 2.6%, or about 115,000, of North Carolina's 4.3 million properties have flood insurance, according to an analysis from Neptune Flood Insurance. This figure underscores a significant vulnerability, particularly following catastrophic flooding resulting from Hurricane Helene, which dropped up to 30 inches of rain in Asheville and caused over 133 deaths. This low coverage rate indicates a pressing need for enhanced awareness and uptake of flood insurance in high-risk areas, especially as climate-related risks become more prevalent."
"In Buncombe County, where Asheville is located, less than 1% of households have a National Flood Insurance Program (NFIP) policy. This stark figure exemplifies the lack of preparedness among residents in areas increasingly threatened by flooding, revealing a critical gap in risk management strategies that could leave many exposed and unprotected against future disasters."
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