The Insurance Regulatory and Development Authority (IRDAI) introduced health insurance portability, allowing consumers in India to switch providers while keeping their benefits intact.
Health insurance portability enables policyholders to transfer their existing plans without losing benefits like waiting periods for pre-existing conditions and no claim bonus.
The portability process requires early action, starting 45 days before the policy's end date, allowing sufficient time for evaluations and communication between insurers.
Research and comparison are crucial before porting; utilize online comparison tools to evaluate policies, coverage, premiums, and insurer performances for an informed decision.
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