Incorporating cash flow data into the credit decisioning process allows lenders to access a holistic view of applicants' financial situations, benefiting traditional and underserved borrowers.
By linking their bank accounts during loan applications, users can provide a more comprehensive financial portrait, facilitating better credit evaluations and improving access to credit.
This partnership could reshape credit evaluation methods by integrating advanced data solutions, allowing those traditionally overlooked to gain access to financial opportunities.
The new pre-qualification process enhances user experience by capturing detailed financial data, which is crucial for lenders to make informed decisions about applicants.
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