Building an emergency fund is essential; ideally set aside $3-10k to cover living expenses for at least six months to ensure financial security in tough times.
It's crucial to utilize credit cards wisely. Limit yourself to 1-3 cards, pay them off in full each month, and aim for those that offer cash back.
Investing should focus on diversified funds like ETFs rather than trying to pick individual stocks. Young investors should favor equities for long-term gains.
Disability insurance is vital to safeguard your income in case of unexpected events. Ensure contributions to long-term disability insurance are a part of your financial plan.
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