The Fifth Third Preferred Cash/Back Card offers a remarkable 2% cash-back on all purchases, which outclasses most competitors. It's a standout option for no-annual-fee cards.
Along with a competitive 2% cash-back return, cardholders benefit from a 0% intro APR on balance transfers for the first 12 billing cycles, an attractive feature for managing high-interest debt.
Additional perks of the card include waived foreign transaction fees and automatic cell phone insurance, which are not commonly found in no-annual-fee credit cards.
However, prospective applicants must be members of Fifth Third Bank to qualify for the card, limiting access for those without a banking relationship.
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