Shoppers are expected to spend record amounts this holiday season, with an average of $902 per person, marking a $25 increase from last year.
66% of holiday shoppers plan to incur debt for shopping this year; experts advocate for budgeting to avoid overspending and unnecessary stress.
Julia Lily emphasizes that creating a holiday budget helps in managing expenses and prevents the overwhelming experience of impulsive credit card spending.
A well-structured shopping list is essential, akin to grocery shopping, to keep holiday spending focused and within planned limits.
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