Psychologists suggest that using tax returns for personal happiness investments can be beneficial. Rather than adhering strictly to saving or debt repayment, individuals should consider how this surplus can enhance their quality of life. Experts recommend creating a bucket list focused on experiences, such as travel or wellness activities, that can build lasting memories rather than simply accumulating possessions. Prioritizing personal growth and unique experiences can lead to greater long-term satisfaction and happiness.
When people get a tax return, it's seen as a bonus and it can feel like an even bigger bonus when people decide to invest it in themselves.
If you're already meeting the mark when it comes to finances, paying down debt, putting extra cash in saving, then explore how surplus money can impact your life.
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