Mental energy frequently revolves around earning, spending, and saving money. Decisions on purchases often involve weighing their 'worth' amid emotions and biases. The values assigned to goods are influenced by inherited narratives about scarcity and abundance. Financial choices are often not clear-headed but are driven by subconscious influences. The gamification of money presents financial management as a game, where expenditure and budgeting become levels to conquer. This approach exploits the brain's desire for dopamine and instant gratification, complicating rational financial decision-making.
Behind every decision regarding how you allocate your precious time on earth - every meal, every subscription, and every purchase - you weigh whether something is 'worth it.' And underneath each decision lurks a tangled matrix of emotions, biases, social programming, narratives, justifications, and scheming about money and value.
We like to think that money is a tool we control with clear-headed rationality, but what if it's more like a low, ever-present soundtrack in the film of our lives, subtly shaping our moods, choices, and even how we see ourselves?
Maximizing daily financial efficiency turns frugality into an Olympian sport. Credit cards allow people to hit the jackpot instantly. This all exists because gamification taps into our brain's hunger for dopamine hits, instant gratification, competition.
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