The article discusses the psychological barriers some individuals face regarding spending money, even when they are financially stable. The author reflects on their past experience as a new mother with limited income and compares it to a Reddit poster in their mid-30s, possessing a $5 million net worth, who is distressed about spending even small amounts. The narrative highlights that financial stability allows for enjoyment of life, suggesting that excessive frugality can be counterproductive and may require professional guidance to overcome spending anxieties. Budgeting is proposed as a solution to make spending less stressful and more enjoyable.
There's no point in having money if it doesn't work to your benefit.
If you're constantly stressed about spending, you may need professional help.
Having a budget might also allow you to feel better about splurging.
It's one thing to be stressed about spending money when you don't have a lot of it to go around.
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