"A 2013 Princeton study found that when low-income people endure financial stress, their cognitive performance drops by the equivalent of 13 IQ points: roughly the gap between average functioning and clinical impairment."
"Most people assume that financial anxiety follows financial reality. Make more money, worry less. The math is clean. The math is also wrong."
"What I've come to understand, after 40 years as an electrician, is that money fear isn't an accounting problem. It's a conditioning problem."
"Building on the neuroscience of fear-based learning, the neural circuitry behind fear conditioning is famously slow to unlearn. The amygdala remembers."
A Princeton study reveals that financial stress can reduce cognitive performance by 13 IQ points. Financial anxiety does not necessarily decrease with increased income. Personal experiences illustrate that even with financial stability, anxiety can persist. Growing up in a financially constrained environment leads to conditioned responses to money-related stress. The brain's fear conditioning, particularly involving the amygdala, is difficult to unlearn, causing ongoing anxiety despite improved financial circumstances.
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