You can access the latest DALL-E 3 model for free, just not through ChatGPT
Briefly

Microsoft's Bing Image Generator now utilizes OpenAI's DALL-E 3 model, enhancing image creation with faster, higher-quality results for users, all for free.
The redesigned Image Creator site now features a clean, intuitive UI, revamped tools, and direct image generation from Bing and Microsoft Edge search bars.
Users can easily share their image creations across various social media platforms, and enhanced safety measures ensure a secure and reliable experience.
Unlike OpenAI's paywalled access to DALL-E 3, Microsoft's offering allows users to create and share images freely while implementing essential guardrails.
Read at ZDNET
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