"In Buncombe county in North Carolina, home to Asheville, only 0.9% of homes had flood insurance, according to data from the Insurance Information Institute."
"Just an inch of water can cost a home $25,000, according to the Federal Emergency Management Agency (Fema), and 99% of all counties in the US have been affected by flooding since 1996."
"Though some private companies offer flood insurance, two-thirds of those with flood insurance have policies with the NFIP, created in the 60s as the private market for flood insurance was nonexistent."
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