When we learned we were expecting, we met with a financial planner and started a 529 college savings plan. It was tough to contribute $150 every month, but now I’m thrilled to draw from it for my daughter’s education. Studies indicate that success in middle school is vital, especially for girls who can face challenges in self-esteem. Thus, I firmly believe that investing in her middle school education is just as crucial as saving for college.
Initially, I felt guilty about using my daughter’s 529 account for her K-12 education. I had thought that these funds were strictly for college. However, when we decided to enroll her in private school for better support after her learning disruptions during COVID, our financial advisor reassured us that using a portion wouldn’t jeopardize her college funds. I learned it is valid and often necessary to invest in early education.
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