"SoFi's savings and checking account combo is a good fit for people wanting to earn a high APY on their money. It's rare to see a checking account APY that beats out most savings APYs from big banks."
"Because the savings account requires you to get direct deposits to earn the highest APY, it's also best for people with regular paycheck deposits."
"SoFi lacks other banking products. If you're also looking to open a certificate of deposit (CD) or create a money market account (MMA), you won't be able to do that with this bank."
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