"They took everything," he told the BBC. "My online banking was showing zero... zero... zero." The thief even took out a £7,000 loan in his name before transferring the funds to his Monzo account.
"I've no idea how they'd got into either of my accounts. It's face ID and password protected," he said, expressing disbelief at the ease with which the thief accessed his finances.
"It was panic stations for two days. I was on the phone pretty nonstop... just trying to get to the bottom of it." Niall described the chaotic effort to resolve the theft.
"Now it seems they are stealing phones so they can get into all of your data and take money." This comment underscores the evolving nature of phone theft.
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