"Making a list is key," says Kandi Arrington, the executive vice president of customer development and retail consultancy at Mars United Commerce. "Knowing what you are looking for and having a plan can reduce budget stress. Act early on big-ticket items, then utilize the time period closer to the holiday to fill smaller items. Large-ticket item deals are based on limited inventory."
Adds Vipin Porwal, founder and consumer expert at Smarty, "Whenever you're shopping for a big-ticket item, it's worth comparing rewards opportunities to maximize savings. Cash back or extended warranty options from your credit cards, shopping rewards from apps like Smarty, manufacturer rebates, teacher/student discounts, and free shipping are critical strategies to explore."
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