No, Hal - Big Banking Has Not Captured Bitcoin - It Is the Reverse | HackerNoon
Briefly

The vision of decentralized banking echoes the spirit of the personal computing revolution, promoting freedom and individual empowerment over traditional financial systems. The early pioneers of computing, like Steve Wozniak, emphasized intrinsic rewards from technology, mirroring the potential benefits of participating in decentralized banking networks. The current state of Bitcoin, however, is hindered by obstacles preventing growth and lack of immediate incentives for running nodes. Developing a future where every individual can engage in banking without reliance on big institutions is the underlying goal of the Bitcoin movement.
The PC Dream envisioned a future where personal computing would create freedom for individuals instead of bondage. Steve Wozniak highlighted that intrinsic rewards matter more than material ones.
The Bitcoin dream mirrors the PC dream, representing a future where decentralization empowers individuals to participate in banking without the restraints of traditional financial systems.
The growth of Bitcoin faces significant friction, rendering the current rewards for running a node seemingly non-existent, despite the potential for future development.
Open-source decentralization of banking is proposed as a necessary measure to prevent irresponsible financial behaviors and systemic failures influenced by AI and corporate interests.
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