A Redditor expressed concern about missing out on rewards by not using a cashback credit card while keeping up with monthly bills. The discussion in the Personal Finance Reddit community highlighted that the right cashback card could earn the individual hundreds or even thousands of dollars annually. Calculating monthly and annual spending is emphasized, with an average American projected to earn about $1,459.20 yearly with a 2% cashback card. Community members stressed the importance of paying off balances in full to derive benefits without falling into debt.
Credit cards can lead to a lot of debt, but if you use them correctly, you can actually get a lot of money and perks back.
The right cash back credit card can earn you hundreds, or thousands of dollars a year for free.
If you pay the balance in full each month, you can enjoy the benefits without incurring debt.
Using an unlimited cashback card can provide an easy way to earn rewards without the complexity of multiple accounts.
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