"Previously, creators could receive earnings through traditional bank transfers or PayPal balances in fiat currency. Now, eligible US creators can opt in to receive those same earnings in PYUSD instead of a direct dollar payout. Importantly, this is optional: Creators must actively choose the stablecoin option, and they can continue using standard payout methods if they prefer. The rollout is limited to the United States, and YouTube has not announced a timeline for expanding the option to creators in other countries."
"YouTube isn't changing how creators earn - only how they get paid. The stablecoin payout runs through PayPal's existing payout infrastructure, with PayPal converting dollars into PYUSD. The feature positions PYUSD as a digital dollar for settlement and fund transfers. Creators may gain faster access and alternative treasury options, but they must also consider fees and the complexity of tax reporting."
In mid-December 2025, YouTube added an optional payout method allowing eligible US creators to receive earnings in PayPal USD (PYUSD) stablecoin. Earnings calculation remains in US dollars across ads, memberships, Super Chats and other revenue streams; only the payout rail changes. PayPal's existing payout infrastructure converts dollar-denominated creator earnings into PYUSD and offers settlement and transfer in digital dollars. The rollout is limited to the United States with no announced international timeline. Creators may obtain faster access and alternative treasury options but should weigh fees, conversion steps and increased complexity in tax reporting.
Read at Cointelegraph
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