Dakota, a 'crypto bank,' differentiates itself by lending through decentralized finance protocols, unlike centralized lenders like Celsius and BlockFi. Clients decide lending options, with monthly fees from $150 to $1,500.
CEO Ryan Bozarth emphasizes Dakota's model where clients select DeFi protocols for lending, offering transparency and mitigating centralized risks. Bozarth highlights the importance of smart contract risks over centralization.
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