It's unfair to generalise and deem an entire group of drivers as dangerous due to grouping factors... insurance fees should reflect individual driving skills, not the driving skills of the group that one belongs to... DePIN will help us achieve this.
The current vehicle insurance industry builds risk profiles based on generalisations about the driving behaviour of all drivers... penalises members of an entire cohort based on the actions of a few... premiums are rising... younger drivers are the most affected by this.
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