The rich keep spending, but poorer Americans are struggling
Briefly

Many Fed officials highlighted increased usage of credit cards and buy-now-pay-later services, with rising delinquency rates for consumer loans, impacting low- to moderate-income households.
Delinquency rates for auto and credit cards are soaring post-pandemic, with credit card balances seriously delinquent reaching 6.9%, indicating worsening financial distress among some households.
Read at Axios
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