The more I study the economy, the more I fear 401(k)s are doomed - am I overreacting?
Briefly

The author expresses feelings of financial insecurity, contrasting their struggles with broader economic trends of wealth concentration, corporate greed, and stagnant wages. They ponder if saving is still a viable path.
This post highlights how an increasing share of profits goes to private equity firms, while everyday workers feel cheated by a stock market that seems rigged against them, questioning the long-term value of traditional retirement accounts.
Community feedback mostly dismissed the author's concerns, revealing a lack of understanding about the data they presented and a tendency to mock instead of meaningfully engage with the financial issues raised.
The dialog within r/wallstreetbets underscores a generational disillusionment about conventional financial wisdom, as many are uncertain whether traditional saving methods are still valid in the face of systemic economic challenges.
Read at 24/7 Wall St.
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