I spend $1,300 a year on credit-card fees to get big travel perks. Here are ones I swear by and which I won't pay for again.
Briefly

For years, I prided myself on using no-fee credit cards that offered a small amount of cash back on purchases. But I changed my mind once I started traveling more and learning about the perks some credit cards offered.
I've spent about $1,300 on annual fees... though there are some I'm not sure about. My American Express Business Platinum comes with a hard-to-swallow $695 annual fee, but the perks have more than outweighed the cost.
With my Priority Pass membership, I've gained access to several airport lounges for myself and up to two travel companions. This benefit alone has saved me hundreds of dollars.
Being able to avoid foreign transaction fees has saved me a lot of money, especially since many of my cards charge up to 3% for every transaction made in a currency other than US dollars.
Read at Business Insider
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