For first-time Boston condo buyers, the name of the game with down payments is making sure you're taking advantage of all the resources out there designed to help you.
These resources can boost your down payment. And a higher down payment could help lower your eventual monthly mortgage payment, and even avoid or reduce your fees like private mortgage insurance.
Just because the average down payment is rising doesn't mean down payment requirements are going up.
It’s really just because people are choosing to put more down to try to offset higher mortgage rates, and current homeowners who are putting their equity to work.
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