Here's what to know if your apartment is destroyed in a fire
Briefly

"In Massachusetts law, the landlord policy only covers $750 to relocate a person. Every tenant should have renters insurance for the additional coverage of your belongings, money to relocate, loss of use, and more."
"If the tenants didn't have renters insurance, the only thing they are legally eligible for is the $750 from their landlord to relocate - an amount that is not enough for the long-term support needed after losing a home."
"Landlords have no responsibility to cover the loss of their tenants' belongings. How the fire was caused may also contribute to what each party is entitled to."
"If the fire was tenant-caused, the resident will have to pay certain costs to the landlord, and the landlord may be able to terminate the lease and still hold the tenant accountable for rent payments."
Read at Boston.com
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