To be more specific, the Redditor is asking about whether now is a good time to invest in VOO, QQQ, and SCHD. The reason behind the question, in their own words, is that their last investment, made in early April with around $7,000, coincided with a market crash due to tariff concerns. Now that things have leveled out, so to speak, there is a question from this individual about whether it's a good time to make an additional investment in these ETFs.
In that vein, two popular choices among patient investors are the Vanguard S&P 500 ETF ( NYSEARCA:VOO) and the Vanguard Total Stock Market Index Fund ETF ( NYSEARCA:VTI). For minimal management fees and reliable dividends, you won't do much better than these two Vanguard funds. I'd call VOO and VTI smart-money picks, but which one is smarter for folks seeking long-term returns?