The Neptune three-piece sectional is $1,795, but adding an ottoman is an extra $260. You can also add a headrest to each back piece at $105 each. Cozey also offers a full-size sleep kit, which includes a topper, fitted sheet, flat sheet, two pillows and pillowcases, and comforter for $270. My selection included a three-piece set with an ottoman and a sleep kit, totaling $2,325. You can finance this purchase with Affirm, which has an annual APR of 0-32%, subject to provincial limitations.