ATTOM's report said Q4 2025 marked the lowest share of equity-rich properties since late 2021 while emphasizing that overall equity levels continue to compare favorably with historical benchmarks. In early 2020, only about one-quarter of mortgaged homes were considered equity rich. After years of rapid gains, homeowner equity is settling into a more sustainable range, and that's not a negative sign for the market, said Rob Barber, CEO at ATTOM.
Nearly 41.2% of active single-family listings include price reductions. The median cut is 4%, amounting to roughly $17,230 off the typical $427,900 listing price. Homes are sitting on the market for a median of 77 days, and 10.2% of listings are being relisted a sign that deals are falling through or sellers are testing lower price points. In most metro areas, the typical reduction falls between $10,000 and $25,000.
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