Real estate
fromwww.housingwire.com
2 weeks agoDSCR loans became an investor favorite in 2025
DSCR lending is increasingly preferred for real estate investors due to strong performance, easier underwriting, and growing secondary-market acceptance.
In regard to credit performance for these pools, delinquencies of 30 days or more ended the third quarter at 5.65%, little changed from the second quarter but 33 basis points higher than a year earlier. Prepayment activity also ticked up, with conditional prepayment rates reaching 14.1% as conventional mortgage rates eased into the low- to mid-6% range and non-QM weighted-average coupons declined to the mid-7% range.