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Artificial intelligence
fromFortune
6 days ago

Your mortgage likely cost $11,500 to originate-and reams of paperwork. How Salesforce Agentforce is helping improve the process | Fortune

Falling interest rates will spur mortgage demand, and lenders must adopt AI-driven, modern mortgage technology to handle volume, reduce costs, and manage risk.
#fannie-mae
more#fannie-mae
fromwww.housingwire.com
4 months ago

Mortgage rates continue their slow march toward 6%

Mortgage rates are just about 10 basis points lower than they were a year ago, but the median home price nationally hit a new record high in June.
Real estate
Digital life
fromwww.housingwire.com
5 months ago

Armando Falcon on the FHFA's move toward crypto mortgages

Falcon Capital Advisors is advising mortgage lenders on incorporating digital assets like crypto responsibly.
The company has established a digital asset practice focusing on evolving opportunities in mortgage and credit markets.
#interest-rates
fromwww.housingwire.com
6 months ago
LA real estate

Stable mortgage rates reshape loan officer conversations

The mortgage market in 2025 is stagnant, but opportunities for buyers are emerging as sellers are more negotiable.
fromwww.housingwire.com
7 months ago
LA real estate

Lenders witness surge of mortgage demand this week

The mortgage market is seeing an uptick in applications, with consumers leveraging equity and favorable interest rates for purchases and refinancing.
LA real estate
fromwww.housingwire.com
7 months ago

Lenders witness surge of mortgage demand this week

The mortgage market is seeing an uptick in applications, with consumers leveraging equity and favorable interest rates for purchases and refinancing.
more#interest-rates
fromwww.theguardian.com
6 months ago

Rules that protect UK homeowners from repossessions may be scrapped

Rathi emphasized the need for regulatory flexibility, suggesting that the mortgage charter, while initially necessary, may now hinder economic growth and business competitiveness.
UK politics
fromwww.independent.co.uk
6 months ago

The people who could benefit from possible mortgage rule changes

The Financial Conduct Authority (FCA) has released a discussion paper outlining the potential benefits and risks of rule changes, aiming to support wider access to sustainable home ownership.
UK politics
SF politics
fromwww.housingwire.com
6 months ago

GSE privatization effort must navigate 'race to the bottom'

A multipronged strategy is needed to reform the GSEs beyond conservatorship while ensuring mortgage market stability and independent governance.
SF real estate
fromwww.housingwire.com
6 months ago

Mortgage applications pick back up to highest level in a month

Mortgage applications surged post-Memorial Day, reflecting an increase in refinancing and home purchases despite economic uncertainties.
fromwww.housingwire.com
6 months ago

Senators call on FHFA's Bill Pulte to pause GSE privatization plans

Hasty and poorly planned changes to the Enterprises could dramatically increase costs for families seeking to purchase a home, rewarding President Trump's billionaire campaign contributors while making the housing crisis even worse.
SF real estate
#pennymac
more#pennymac
fromwww.housingwire.com
8 months ago

How Acra Lending serves borrowers with non-QM

Non-QM loans empower lenders to accommodate unique financial situations while expanding access to a broader pool of potential clients, many of whom might otherwise have to reconsider homeownership.
Non-profit organizations
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