#mortgage-banking

#mortgage-banking

Offense, meanwhile, involves anticipating needs and planning for various scenarios. Defense looks like sitting still. Defense looks like reacting to rates, [and it] looks like expanding and contracting to every market term. So we're not necessarily just in a turbulent market right now. Our market and our industry are evolving faster than any of us can really reorganize our orgs to keep up. So what offense looks like is trying to anticipate those needs and being ready for anything, Snow said.

JPMorgan Chase's mortgage originations surged to $13.5 billion in Q2 2025, marking a 44% increase from Q1 and a 26% year-over-year rise.

The MBA's response emphasizes the need to roll back certain regulatory measures it believes hamper the efficiency and cost-effectiveness of the mortgage industry.