Federal cuts could strip about 1.2 million Californians of Medi-Cal coverage, with health experts warning the consequences could be dire. New work requirements and eligibility checks every six months will block even qualified people from coverage, while private insurance costs are skyrocketing. Lawmakers are being urged to close corporate tax loopholes, automate verification systems, and expand telehealth to cushion the blow to vulnerable Californians.
As of January 1, 2026, California has reinstated the asset test for most long-term care Medi-Cal programs, which help cover nursing home and intensive in-home care. For Bay Area residents-including seniors, couples, and chosen families-this means home equity and savings may affect eligibility sooner than before, prompting concern and proactive planning. Updated Asset Limits Applicants are generally limited to: - $130,000 in countable assets (individual);
Doctors told us my grandson wouldn't live past three months, but they didn't know Elijah was capable of. Today he's 7 years old, stubborn as ever and fighting every day to prove them wrong. Elijah was born with cerebral palsy. Caring for him is a full-time, all-hands-on-deck operation that includes in-home nurses, physical and occupational therapy, school support and a small pharmacy's worth of medications.
Medi-Cal is California's program that helps people with low incomes pay for healthcare, like doctor visits or nursing home care. Starting January 1, 2026, Medi-Cal will check your assets-things like savings or a second home-to see if you qualify. If you have more than $130,000 (or $195,000 for couples), you might not get benefits unless you plan smartly. Trusts and stacked gifting are two ways to keep your assets safe while still getting Medi-Cal help.
Medi-Cal is California's version of Medicaid. It's a program that helps people with lower incomes cover healthcare costs-like trips to the doctor, hospital stays, or even long-term care. It's a big deal for anyone who needs support to afford medical expenses as they get older. But heads up: some changes are coming to Medi-Cal that could affect you or your loved ones, so let's talk about what's happening and how you can get ready.