Ginsburg stated that treating builder business as a core pillar rather than a side channel reflects a broader industry shift. He believes a healthy balance of builders should be around 15% to 20% of the overall retail book of business.
Good urbanism should transcend politics. Socialists and capitalists can walk the same neighborhood and agree it's a pleasant place to live. They can each appreciate the tree canopy, the corner café with people spilling onto the sidewalk, the mix of ages on bikes and on foot, the architectural details of older buildings, and so on.
Through Community Facilities Districts (CFD), Municipal Utility Districts (MUD), Public Improvement Districts (PID), Community Development Districts (CDD) and reimbursement districts (RD), builders can potentially shift infrastructure costs off their balance sheets and onto special districts that homebuyers ultimately absorb through property taxes without potentially adding debt to the builder's books.
Supply Scarcity: A looming "supply cliff" for 2026 and 2027 is expected due to a 44% drop in new housing permits since 2021. This chronic lack of inventory acts as a floor for property values, preventing a broader crash.
The portfolio is tied to a $22.5 million loan that has been securitized and sold to investors. The buildings are clustered around the Brooklyn neighborhoods of Bedford-Stuyvesant and Crown Heights, between Eastern Parkway and Brooklyn's Broadway. One of the buildings is in Borough Park.
Rising utility costs continue to be a pain for the average U.S. renter. Energy-efficient rental features that help lower these costs like LED lighting, good insulation, and smart thermostats are becoming a baseline for renters.
My husband and I were happily renting in New York thanks to a pandemic rent deal (four months over two years free!). Real estate prices in New York felt completely out of reach and frankly, the three-bedroom, well-lit, high-ceiling place we found was perfect. Then, a series of events happened that made me itchy to buy a home. The first is that the home I shared with my grandparents during my formative high school years was sold.
In most cases, lenders will not issue a traditional mortgage for land that does not already have a home or building on it. Mortgages are designed for developed properties because houses provide immediate collateral value and are generally easier to sell if a borrower defaults.
Interest in proprietary trading, or prop trading, has grown exponentially in recent years. By 2025, the industry is estimated at $20 billion, with more than 2,000 active firms worldwide, most of them in the United States.
We have mastered the art of onboarding brokerages that are otherwise incredibly gifted and market-share dominant, Duffy said. United's focus is not small-team tuck-ins. It is step-function growth. We're really good at going to 1,000- or 2,000-agent venerable firms and bringing them into the United platform culturally, operationally, financially and technology-wise to accelerate their growth, he said. That growth engine, he argues, is fully referenceable.
The global average building utilization rate dramatically jumped in 2025 to 53%, the highest since before the pandemic, validating the effectiveness of hybrid strategies in driving more in-office activity, according to CBRE. Utilization rates were 38% in 2024 and 35% in 2023, compared to the 65% that most respondents to CBRE's global workplace occupancy benchmarking program identified as their target.
As investors become more sophisticated and debt service coverage ratio (DSCR) lending continues to grow, the appraisal has moved from a back-office requirement to a central risk-control mechanism, especially for income-driven loans. STR income does not behave like traditional rental income; yet, it is often evaluated using tools and assumptions designed for long-term leases. When nightly pricing, seasonality, operational intensity and regulatory exposure enter the equation, the old appraisal playbook starts to break down.
President Donald Trump put big investors who own single-family rental homes in the spotlight this week by announcing he wants to ban "large institutional investors" from buying more of this type of housing. Overall, major investors own only about 2 to 3% of the country's single-family rental housing stock, researchers have found. But they control a much larger share of the single-family rental industry in certain markets, particularly in the Sun Belt.
Craig's expertise and strong track record of growth make him exceptionally well suited to guide Ascribe through its next phase of growth, Nice said. His operational expertise and deep understanding of technology-enabled services will serve our clients and partners by further raising the bar for accuracy, compliance, and efficiency.