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#credit-reporting #credit-score-variance #mortgage-affordability #conforming-loan-limits #pennymac #fhfa
Real estate
fromwww.housingwire.com
3 days ago

Study reveals bureau score gaps, fueling tri-merge credit debate

Replacing tri-merge credit reports with a single-file model can cause substantial score variances, risking borrower qualification, higher mortgage costs, and reduced credit access.
Real estate
fromwww.housingwire.com
5 months ago

Pennymac TPO raises conforming loan limits to $819,000

Pennymac raised conforming loan limits ahead of the FHFA 2026 announcement to enable partners to expand business options and support client growth.
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