"There are very real economic forces that are limiting the options for non-college-educated men in the United States. Some of what we're seeing is simply rational responses to a system that's pricing them out."
"This year's increase in undergraduate credential attainment isn't just about more completions-it's also about timing. More students are earning certificates and degrees earlier and that shift reflects how postsecondary pathways are changing and starting sooner than they once did."
The original poster (OP) wrote, 'My second child is starting high school next year and is hell-bent on joining the marching band. I was in marching band myself when I was in high school and I wasn't against her joining. The discipline would be good for her. Then I found out how much it costs.'
I never expected to own a home. I wasn't born into generational wealth. I grew up poor. There was-and is-no big family inheritance coming my way. Not property. Not cash. Not stocks or bonds or whatever financial instrument one might trade or sell or leverage to join the landed class.
Growing up outside Manchester, I remember watching my mum count out exact change at the supermarket checkout, keeping a running total in her head as she shopped. Meanwhile, my university roommate would just toss things in his trolley without a second thought. That's when it hit me: Financial security isn't just about having money. It's about the mental space that money creates.
