#adverse-selection

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#mortgage-underwriting #credit-scores #gsembs-credit-risk #centene #aca-subsidies #medical-costs
Real estate
fromwww.housingwire.com
1 week ago

Looming risk for mortgage credit and MBS investors from Lender Choice

Allowing lenders to choose between FICO and VantageScore enables adverse selection that increases credit and MBS investor risk by shifting higher-risk loans to GSEs.
fromFortune
5 months ago

Centene stock uncertainty as ACA subsidy expiration looms: What investors need to know about rising medical costs and 2026 Marketplace risk | Fortune

Centene's recent stock drop is closely linked to a combination of higher-than-expected medical costs amid challenging trends in the Affordable Care Act (ACA) market and anticipation of the scheduled end to enhanced ACA subsidies at the end of 2025. While shares jumped earlier this week after Centene affirmed its guidance, which was higher than analysts' estimates, it faces an uncertain road ahead.
Healthcare
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