"The RICS level 2 home survey is the most popular," says Charlotte Whincup, a director of Bloom Building Consultancy, and a chartered building surveyor. "These are thorough but non-intrusive surveys... If the home you're buying is newer and in reasonable condition, this may be sufficient."
"If you're buying somewhere that's older, made of unconventional materials or you have doubts about the condition, it's best to choose a RICS level 3 home survey," she adds. "These are much more comprehensive and use a clear rating system from one to three to help you identify any issues and their seriousness."
The survey is not the same as the lender's valuation necessary when buying a house with a mortgage. The valuation informs the lender, while a survey informs you, the buyer...
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