NPR highlights the rising influence of climate change on housing and insurance. Ron Watson's home in Alabama showcases how strengthening roofs against hurricanes reduces insurance costs, thanks to state-led discount programs. Following Alabama's lead, other states are implementing similar initiatives to counter soaring insurance premiums driven by extreme weather events. Over 50,000 roofs in Alabama have been upgraded to FORTIFIED standards, enabling significant discounts on insurance premiums, while California is initiating its own programs in response to wildfire devastation, albeit with less favorable terms for homeowners.
Homeowners insurance now has been through the roof because of the storms we've had through here.
States around the country are developing similar insurance discount programs, modeled after Alabama's, as a way of addressing an ever-growing insurance crisis.
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