There's nothing she did in this entire story that is the least bit sympathetic and you owe her nothing. Also, she wouldn't have been arrested if they didn't have solid evidence of her involvement, and that means if you had JUST reported the lover she probably still would have ended up being arrested.
NTA. Thank you for doing the right thing. Ex-fiancée saying you ruined her life is ruined is inconsiderate towards victims of stolen credit card info.
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