Pet insurance is a financial product that covers unexpected veterinary costs, similar to human health insurance, offering a safety net for high-cost medical expenses.
Pet insurance involves paying a monthly premium for coverage of medical expenses; reimbursement depends on policy specifics like deductibles, copays, and coverage limits.
Pet insurance typically covers accidents, injuries, diagnostic tests, illnesses, medications, surgeries, and hospitalizations, with optional wellness care add-ons available in some policies.
Pet wellness plans focus on routine and preventive care to manage regular veterinary service expenses, aiding in early issue detection to maintain pet health.
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