In general, traditional pet insurance only pays for expenses related to unexpected accidents and illnesses, such as broken bones, wounds, poisoning, and foreign object ingestion.
Some pet insurers offer wellness plans or optional coverage to help pay for spaying or neutering dogs and cats, which can significantly alleviate costs.
Not all pet insurers offer wellness plans that include neutering and spaying, meaning you might need to shop around to find suitable coverage.
Beyond a wellness plan, using low-cost vet clinics can provide additional savings on neutering and spaying, making it financially easier for pet owners.
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