Forza Horizon 5 will require a Microsoft account on PS5
Briefly

Forza Horizon 5 will require PS5 players to link a Microsoft account to their PlayStation Network account in order to play. This linking process occurs at the first game load and restricts players to relink only to the originally linked Microsoft account if they choose to unlink later. Compounding the limitations, there is no cross-platform saving, meaning progress on the PS5 won't carry over to Xbox or Steam. Players also need a PlayStation Plus subscription for multiplayer access, and a physical disc release isn't planned. This is part of a trend seen in console-exclusive games requiring Microsoft account linkage.
The PS5 version of Forza Horizon 5 necessitates linking a Microsoft account to access game features, creating limitations on cross-platform play and saving.
Players must link their accounts when first loading Forza Horizon 5 on PS5, and if unlinked later, they can only relink to the original Microsoft account.
Forza Horizon 5 on PS5 requires a PlayStation Plus subscription for multiplayer access, and there are no plans for a disc release.
The expectation for account linking has caused backlash among gamers, especially given Sony's previous decisions to remove account-related sign-ins for certain titles.
Read at The Verge
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