Why FEMA's flood maps often miss dangerous flash flood risks
Briefly

Flash flooding in Texas in July 2025 led to over 130 fatalities and significant damage across other states. The FEMA flood maps, which guide risk assessments and insurance requirements, are criticized for failing to incorporate climate change and accurately reflect flood-prone areas. Research indicates that more than double the properties previously considered safe are now at risk of significant flooding. While the maps have improved, their limitations in assessing true flood risks leave communities unprepared for extreme weather events.
Deadly and destructive flash flooding in Texas in July 2025 highlights inadequacies in U.S. flood maps, raising questions about their effectiveness in preparing communities for rising risks.
The U.S. Federal Emergency Management Agency's flood maps, known as Flood Insurance Rate Maps, are intended to identify flood risks but do not adequately account for changing climate conditions.
In a 2023 assessment, it was found that over twice as many properties nationwide are at risk of a 100-year flood than the FEMA maps indicate, revealing significant gaps in risk identification.
Despite improvements in mapping accuracy and community input, FEMA flood maps are still unable to capture all flood-prone areas, leading to unpreparedness for flood events.
Read at Fast Company
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